DeFAI: A New Era of AI-Driven Decentralized Finance

The difficulty of using DeFi has become a common topic in the blockchain field, with a penetration rate of only 1.4%, far below expectations. According to the latest survey, approximately 562 million people worldwide own cryptocurrencies, accounting for 6.9% of the total population. However, the daily active users of DeFi are only about 8 million, a figure that also includes multi-chain users counted multiple times.

The DeFi market is still dominated by older users with large amounts of capital, and its appeal to new users is not high. This is mainly because DeFi operations are complex, with a high knowledge threshold and poor user experience. Even the most basic token exchange requires users to understand concepts such as on-chain transfers, reserving gas fees, setting slippage, and authorizations, which is far less convenient than the one-click buy and sell on centralized exchanges.

However, the addition of AI may break the dilemma of Decentralized Finance, giving rise to a brand new concept - DeFAI.

Definition and Core Value of DeFAI

DeFAI is the combination of Decentralized Finance and AI, aimed at bringing decentralized finance to the masses. Its core value lies in using AI to reduce the complexity of DeFi, broaden application scenarios, and enable more people to easily and safely use blockchain financial services.

The three core values of DeFAI:

1. Lower operational thresholds: Users only need to input natural language commands, and the AI can complete complex multi-step operations.
2. Automated Strategies: AI can replace professional traders in executing arbitrage and investment strategies, and even automatically adjust risk parameters.
3. Data Integration and Analysis: AI can simultaneously monitor social media, KOL comments, on-chain transactions, and price trends, automatically executing trades based on preset conditions.

Main Categories and Representative Projects of DeFAI

1. AI Abstraction Layer:

   • A Solana ecosystem project: supports operations such as natural language trading, NFT minting, and new coin抢购.
   • A cross-chain project: integrates over 100 public chains and more than 200 Decentralized Finance protocols, focusing on cross-chain asset management.
   • A Solana hackathon championship project: In addition to natural language trading, it also offers liquidity pools, token locking, and detailed information on smart wallet address portfolios.

2. Automated Trading Agent:

   • A certain institutional-level quantitative trading project: uses a trusted execution environment ( TEE ) to protect strategy security and supports simulating strategies in EVM fork environments.
   • A no-code strategy development platform: Users can create AI trading agents by dragging and dropping components, integrating external APIs and machine learning prediction models.

3. Market Analysis Agent:

   • A social media analysis project: Tracking over 400 KOLs and community interactions, monitoring topic popularity and community sentiment.
   • A technical analysis project: provides investment advice based on candlestick charts.

Conclusion

DeFAI has opened a new path for Decentralized Finance. From simple natural language trading to complex automated arbitrage, and to a multi-agent collaborative ecosystem, DeFAI is driving DeFi towards maturity. This could trigger the next wave of a true "DeFi summer," allowing more users to participate in decentralized finance with lower barriers, while providing professional investors with more flexible and secure trading strategies.

With the deep integration of blockchain and AI, the wave of DeFAI is gradually expanding, which is worth our continuous attention and expectation. This innovation is expected to completely change the user experience of Decentralized Finance and truly promote the popularization of decentralized finance.